French Fintech Score & Secure Payment (SSP) raises 6 Million Euros from Cegedim to secure its positions in the payment universe

Stéphane Olmi


Digital player across the entire value chain of payment, acceptance, acquisition, processing, security and collection through debt buyback, Score & Secure Payment (SSP) raises 6 million euros with Cegedim, an innovative technology and services company and a major player in the healthcare sector, listed on the Paris stock exchange (Euronext: CGM). Beyond a financial contribution, it is a real partnership that is forged between the two players to develop solutions responding to changes in payment processes. This first fundraising, carried out by Gimar & Co, opens up new perspectives for SSP in the health sector, but also gives it the opportunity to nurture strong ambitions in all the markets it addresses. For this transaction, Cegedim was advised by PIA.


Specialized in securing, optimizing and simplifying payment solutions for individuals and professionals, whether at point of sale or online, SSP also allows merchants to reduce their payment terms as well as their payment costs, via the significant reduction in electronic payment costs.

Approved by the ACPR as a payment institution, the Fintech generated a turnover of 15 million euros in 2019, achieved with 14,000 customers and also works closely with several tech companies and publishers of software, to which it offers the integration of its payment solutions.


Created and fully developed in France, SSP’s innovative solutions rely on AI to notably offer payments by direct debits and instant transfers. 100% digital, they mainly address sectors where the challenges of digitizing payment methods are high, with high shopping baskets, proven risks of fraud and where payment facilities are expected: automotive, health, transport, travel, construction, personal and business services, etc.

Their goals: increase the acceptance rate, secure transactions, simplify and accelerate purchases, but also build customer loyalty while guaranteeing payment.


It is in this buoyant context that Cegedim therefore makes its entry into the capital of SPP, to the tune of 6 million euros. Founded in 1969 by Mr. Jean-Claude Labrune, this listed Group quickly took an interest in the potential of this FinTech, by identifying its undeniable assets to enrich its ranges of services for health insurance, dematerialization and flow management, applications intended for health professionals. Thus, in addition to investing in a start-up of the future, Cegedim wishes to capitalize on its know-how, particularly in terms of patient journeys with a simplification of the recovery of the outstanding charges to be paid by the patient.

For its part, SSP intends to take advantage of this fundraising to support its growth and gain notoriety. Its ambition is to be quickly identified as a key player in its ecosystem.

“SSP is a young fintech, but already has all the assets of a future leader. It is positioning itself in markets where few payment players have the capacity to go. In addition, its hybrid profile, combining the agility of the start-up with the experience of the large group, is reassuring in a payment market constantly challenged by regulatory changes, changing uses and technological innovations. This investment will also promote the development of new solutions for our customers. This is an opportunity that we could not miss “, comments Pierre Marucchi, Deputy CEO of Cegedim.

“Between Cegedim and SSP, there is a very strong common culture around customer care. This is the ground on which this partnership is based, which goes far beyond simply raising funds. Our obvious complementarity and Cegedim’s experience in the healthcare sector will enable us to strengthen our respective positions in this universe. At SSP, we are also committed to pursuing our growth in retail, transport and automotive, areas in which we will soon be making great announcements” said Eddy Combier, CEO of SSP.


About SSP: Leader in its market, Score & Secure Payment (SSP) is a French fintech that works in the creation, security and guarantee of means of payment. We provide innovative solutions to respond to changes in the subscription and payment process for end customers, in-store and online. More than 10,000 “merchant” customers (Retail, BtoB, Leisure, Mass Distribution) entrust us with more than 4 billion euros in payments to be secured each year. Our ambition is clear: to make online payment simple, accessible and secure. We manage all technological and regulatory aspects to accept online payments, whether by credit card, check or bank account, and allow our clients to focus on growing their business. Find out more: and follow Score & Secure Payment on Twitter: @ScoreSecurePayment and LinkedIn.

About CEGEDIM: Founded in 1969, Cegedim is an innovative technology and services company specializing in the management of digital flows in the health and BtoB ecosystem, as well as in the design of business software for healthcare and insurance professionals. Cegedim has nearly 5,000 employees in more than 10 countries and generated sales of over 500 million euros in 2019. Cegedim SA is listed on the Paris stock exchange (EURONEXT: CGM). Find out more: and follow Cegedim on Twitter: @CegedimGroup, LinkedIn and Facebook

About GIMAR & CO: Since its creation in 1999, Gimar & Co (formerly Gimar & Cie) has been providing independent financial advice in mergers & acquisitions. With a multisectoral vocation, she has notably developed expertise and carried out mergers & acquisitions in the banking and financial services, insurance, telecoms, energy and infrastructure, engineering and oil services and real estate sectors. With the team-up with the AEC Fintech team, Gimar & Co is strengthening its M&A boutique in supporting financial institutions, Fintech and Assurtech with their capital transactions.

About PIA: PIA (formerly Partners International Advisers), created in 1992 by Albert Kfouri, advises on corporate finance operations with international groups as part of their strategic partnerships in France, Europe and Middle East, bringing its expertise in the areas of financing, risk analysis and complex negotiations.

Press contacts Gimar & Co: Héloise Guillet: +33(0)7 62 58 36 06 /

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